We provide commercial insurance services to a wide range of businesses and industries. Our goal is to provide the broadest coverages at the most competitive rates available. Below are some of the commercial insurance products that we handle:

We Offer Specialty Insurance Products for Security Guard Firms, Non Profit Organizations & Marina's / Yacht Clubs.

Security Guard Firms
Security Guard firms face unique risks and insurance challenges. Because of these risks, Security firms require customized, tailored insurance solutions. At Island Insurance, we work with top rated insurance carriers to offer specialized insurance solutions to meet these needs. We can offer you packages that include:

• Comprehensive General Liability - Basic premises & operations coverage including completed operations. Limits of $1,000,000 per occurrence with a $5,000,000 aggregate.
  
  

• Professional Liability/Errors & Omissions - Including coverage for financial loss.
  
  

• Theft Coverage - Theft of client's property by both third parties and guard company employees.
  
  

• Blanket Additional Insured Coverage - Only as respects the negligent acts, errors or omissions of the Named Insured in connection with the performance of operations for the Additional Insured.
  
  

• Business Automobile Liability Coverage - Limits up to $1,000,000 CSL.

• Umbrella Liability Coverage - High limits available

Non Profit Organizations
We offer comprehensive insurance programs designed to meet the unique requirements of non profit and social service agencies. Broad coverage options include general liability, property, automobile, and umbrella. Coverage includes protection for the vicarious liability of the agency for the acts of independent contractors, employees and volunteer professionals. Affirmative language for sexual misconduct is also available.

Marina's / Yacht Clubs
We work with several reputable insurance carriers to offer competitive terms, conditions and pricing. All programs are designed to provide comprehensive coverage for the unique exposures faced by operators and can be tailored to the customer's needs. Some notable coverage features include:

• Protection for a marina against liability arising from loss or damage to private pleasure craft and small commercial watercraft
  
  

• Coverage for craft and their motors and equipment when in marina's care, custody, and control for repairs, alterations, maintenance, lay-up storage, mooring, slip rental, hauling, launching, fueling and other service
  
  

• Protection and indemnity for loss of life, bodily injury, and property damage, when operating vessels in their care can be added to the policy

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498 City Island Avenue City Island, NY 10464 Connecticut Office		Phone:  Fax:  Phone:  Fax:	(718) 885-1050 (718) 885-3419 (203) 637-4351 (203) 621-3324
info@islandinsuranceagency.com

Important Note: This website provides only a simplified description of coverages and is not a statement of contract. Coverage may not apply in all states. For complete details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements.